The short version
- Estimated annual miles are commonly collected at quote and renewal.
- Large changes in commuting can be worth reporting.
- Usage-based programs measure differently than a stated estimate.
Why miles matter
Statistically, more driving correlates with more chances for a claim.
Life changes
Remote work, retirement or a new job can change your miles a lot.
Be accurate
Understating miles can create problems later; overstating may cost more than needed.
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